MYcroPESA is a smart way to pay and save money. When you buy something, you get PESA Coins as cashback, so you keep part of your money. When you sell something, your payment is kept safely in escrow until everything is done. It helps shoppers save cash and sellers get paid securely.

You get a cashback reward every time you shop & pay via MYcroPESA Paybill 4080129. The reward is in a token called PESA Coin. Each Coin pairs with a merchant key, (which is just another coin held in escrow within your account) to unlock full cash value. You can use your Coins to shop again, buy airtime, pay utilities, or cash them out as M-PESA.

You attract ready shoppers by offering cashback. Products become more competitive. Use this platform to offload products you need to move fast. Think of near expiring products, dead stock, empty capacity etc.

Click on the above coin to register by creating your cashback wallet. You will be promted to pay KES 20 then start using the Paybill. Look out for cashback offer deals around you

We are building a virtual network of users on the MYcroPESA app. We shop together, save, sell to our growing network, and earn together. Members who upgrade to PREMIUM PLUS contitute the PESA Club. We enjoy higher cashback rated 80% to 100%, get visibility through free product listings, and generally growth within the ecosystem.

Pair each coin with a matching key from escrow. This unlocks the full value, which you can shop with or cash out to M-Pesa.

There are no deposits or investments. You only pay when shopping or subscribing. Coins are rewards, not speculative assets.

Yes. You can transfer coins to other users from your dashboard.

Withdrawals follow standard M-Pesa transaction fees.